Natural hazards · Dillsboro

Dillsboro, IN natural hazards

Most of the natural-hazard damage FEMA expects in Dillsboro comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dillsboro?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dillsboro to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes24%Cold waves13%Strong wind10%Everything else8%

By hazard

What Dillsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 32 years in the area

Cold waves

13% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dillsboro flood?

FEMA's records show no paid flood insurance claims in Dillsboro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dillsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dearborn County.

Disasters that hit Dillsboro

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dillsboro itself: aid to households, or repair grants to the Town of Dillsboro.

Brought FEMA money into DillsboroDeclared for Dearborn County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1 household applied for aid

2018

Severe Storms and Flooding

1 household applied for aid $7K aid approved

2008

Severe Storms and Flooding

65 households applied for aid $15K aid approved

2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dillsboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dillsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dillsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Dillsboro, IN natural hazards

How exposed is Dillsboro?

What Dillsboro faces

Inland flooding

Tornadoes

Cold waves

Strong wind

Lower here

Not a risk here

Does Dillsboro flood?

4 federal disasters brought FEMA money here

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

Severe Storms and Flooding

Severe Storms and Flooding

Severe Storms, Flooding, and Tornadoes

How to read this page

Where to, neighbor?

Matches

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