Natural hazards · Dick Johnson

Dick Johnson, IN natural hazards

Most of the natural-hazard damage FEMA expects in Dick Johnson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dick Johnson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dick Johnson to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding35%Tornadoes15%Strong wind14%Earthquakes13%Cold waves12%Heat waves5%Everything else7%

By hazard

What Dick Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 82% of U.S. places

Strong wind

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

13% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dick Johnson flood?

Every paid claim on a federal flood insurance policy in Dick Johnson, from FEMA’s records.

3paid claims since 2008

$33Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Storm: 2 claims, $25K
Mid-spring storms: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dick Johnson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Dick Johnson

Federal disasters declared here

None of the disasters declared for Clay County shows FEMA aid or repair money reaching Dick Johnson itself in FEMA’s records.

Brought FEMA money into Dick JohnsonDeclared for Clay County only

Clay County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dick Johnson

Dick Johnson and the towns around it

Very lowLowModerateHighVery high

Poseymostly inland floodingModerate

Nevinsmostly inland floodingModerate

Raccoonmostly inland floodingModerate

Brazilmostly inland floodingLow

Dick Johnsonmostly inland floodingLow

Van Burenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dick Johnson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dick Johnson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Dick Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dick Johnson total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.