Natural hazards · DeMotte

DeMotte, IN natural hazards

Most of the natural-hazard damage FEMA expects in DeMotte comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is DeMotte?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in DeMotte to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves25%Tornadoes11%Strong wind8%Everything else9%
By hazard

What DeMotte faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once a year in the area

Cold waves

25% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

11% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 43 years in the area

Strong wind

8% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does DeMotte flood?

Every paid claim on a federal flood insurance policy in DeMotte, from FEMA’s records.

4paid claims since 1981
$29Kpaid to owners
0homes flooded more than once
19812026

Biggest named events

  • 2026-08-Indiana-Flooding: 1 claim, $2K
of homes in flood zones
are insured
of all homes
are insured
No community discount. DeMotte isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jasper County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit DeMotte

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in DeMotte itself: aid to households, or repair grants to the Town of DeMotte.

Brought FEMA money into DeMotteDeclared for Jasper County only
2018

Severe Storms and Flooding

1 household applied for aid
2014

Severe Winter Storm and Snowstorm

$4K to the Town of DeMotte for repairs
2009

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $17K aid approved
2008

Severe Storms and Flooding

10 households applied for aid $32K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $8K aid approved
2003

Severe Storms, Tornadoes, and Flooding

23 households applied for aid $53K aid approved
2000

Snow

$4K to the Town of DeMotte for repairs
Jasper County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. DeMotte covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to DeMotte’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of DeMotte. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across DeMotte total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01