Natural hazards · Davis

Davis, IN natural hazards

Most of the natural-hazard damage FEMA expects in Davis comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Davis?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Davis to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves23%Tornadoes18%Strong wind7%Everything else6%

By hazard

What Davis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 9 years in the area

Cold waves

23% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 23 years in the area

Strong wind

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Davis flood?

Every paid claim on a federal flood insurance policy in Davis, from FEMA’s records.

2paid claims since 2018

$22Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Davis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Starke County.

Disasters that hit Davis

Federal disasters declared here

None of the disasters declared for Starke County shows FEMA aid or repair money reaching Davis itself in FEMA’s records.

Brought FEMA money into DavisDeclared for Starke County only

Starke County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Davis

Davis and the towns around it

Very lowLowModerateHighVery high

Hannamostly inland floodingHigh

Prairiemostly inland floodingHigh

Davismostly inland floodingModerate

Centermostly inland floodingLow

Oregonmostly inland floodingLow

Jacksonmostly inland floodingVery low

Unionmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Davis covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Davis’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Davis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Davis total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.