Natural hazards · Danville

Danville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Danville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Danville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Danville to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes16%Cold waves9%Earthquakes7%Everything else14%

By hazard

What Danville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 68 years in the area

Cold waves

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Danville flood?

Every paid claim on a federal flood insurance policy in Danville, from FEMA’s records.

3paid claims since 2010

$102Kpaid to owners

0homes flooded more than once

20102026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Danville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Danville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Danville itself: aid to households, or repair grants to the Town of Danville.

Brought FEMA money into DanvilleDeclared for Hendricks County only

2014

Severe Winter Storm and Snowstorm

$28K to the Town of Danville for repairs

2008

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $11K aid approved

2007

Snow

$34K to the Town of Danville for repairs

2005

Severe Winter Storms and Flooding

1 household applied for aid

2003

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $7K aid approved

1999

In-Winter Storm 12/23/98

$10K to the Town of Danville for repairs

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Danville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Danville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Danville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.