Culver, IN housing market
The typical Culver home is worth about $362,000, up 6.7% in a year, 39% above the Indiana typical home. Homes typically sell in 194 days, below asking.
Home values, sales, trends and how Culver compares with the towns next door — updated as new data is published.
Culver at a glance
A seller's market
Supply is tight — about 3 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Culver | Indiana |
|---|---|---|
| 2017 | $169,000 | $135,000 |
| 2018 | $179,000 | $144,000 |
| 2019 | $190,000 | $154,000 |
| 2020 | $196,000 | $164,000 |
| 2021 | $223,000 | $183,000 |
| 2022 | $267,000 | $209,000 |
| 2023 | $285,000 | $227,000 |
| 2024 | $319,000 | $237,000 |
| 2025 | $336,000 | $249,000 |
| 2026 | $346,000 | $256,000 |
| August 2026 | $362,000 | $260,000 |
33 new homes permitted in 2025
Builders were permitted 33 new homes in Culver in 2025, all single-family houses, worth about $13.7 million to build. That's 24 per 1,000 residents, faster than across Indiana (6). Over the past 10 years, Culver has permitted 270 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Culver's population fell by 224 even though 162 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 33% of Culver's homes are seasonal or vacation homes, which adds housing without adding residents. Across Indiana: 1.7 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 24 | 24 | 0 | $10 million |
| 2025 | 33 | 33 | 0 | $13.7 million |
| 2024 | 33 | 33 | 0 | $13.7 million |
| 2023 | 28 | 28 | 0 | $11.6 million |
| 2022 | 30 | 30 | 0 | $12.5 million |
| 2021 | 30 | 30 | 0 | $12.5 million |
| 2020 | 26 | 26 | 0 | $10.8 million |
| 2019 | 23 | 23 | 0 | $9.6 million |
| 2018 | 23 | 23 | 0 | $9.6 million |
| 2017 | 23 | 23 | 0 | $9.6 million |
| 2016 | 21 | 21 | 0 | $8.7 million |
| 2015 | 21 | 21 | 0 | $8.7 million |
| 2014 | 11 | 11 | 0 | $6.5 million |
| 2013 | 7 | 7 | 0 | $3.8 million |
| 2012 | 6 | 6 | 0 | $4.6 million |
| 2011 | 21 | 7 | 14 | $7.3 million |
| 2010 | 6 | 6 | 0 | $4.6 million |
| 2009 | 6 | 6 | 0 | $4 million |
| 2008 | 5 | 5 | 0 | $4.7 million |
| 2007 | 9 | 9 | 0 | $8.4 million |
| 2006 | 3 | 3 | 0 | $163,000 |
| 2005 | 3 | 3 | 0 | $163,000 |
| 2004 | 4 | 4 | 0 | $217,000 |
| 2003 | 4 | 4 | 0 | $217,000 |
| 2002 | 4 | 4 | 0 | $217,000 |
| 2001 | 4 | 4 | 0 | $217,000 |
| 2000 | 4 | 4 | 0 | $217,000 |
Culver's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
8.4 years of income
The typical Culver home costs about 8.4 years of the town's median household income, more than across Indiana (3.6 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $980
HUD's Fair Market Rent for a two-bedroom in Culver is $980 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Culver pay a median of $649, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.
Studio $700 · 4 bedrooms $1,410
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (46511; Fulton County, IN), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Culver
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.