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Natural hazards · Crown Point

Crown Point, IN natural hazards

Most of the natural-hazard damage FEMA expects in Crown Point comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 27 claims here since 1981. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Crown Point?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crown Point to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves28%Tornadoes24%Everything else8%
By hazard

What Crown Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Cold waves

28% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 83% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Crown Point flood?

Every paid claim on a federal flood insurance policy in Crown Point, from FEMA’s records.

27paid claims since 1981
$230Kpaid to owners
3homes flooded more than once
19812026

Biggest named events

  • Hurricane Ike: 6 claims, $88K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Crown Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Crown Point

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crown Point itself: aid to households, or repair grants to the City of Crown Point.

Brought FEMA money into Crown PointDeclared for Lake County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

1,302 households applied for aid $1.9M aid approved
2023

Severe Storms, Straight-Line Winds, and Tornadoes

71 households applied for aid
2018

Severe Storms and Flooding

22 households applied for aid $13K aid approved
2014

Severe Winter Storm and Snowstorm

$35K to the City of Crown Point for repairs
2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $4K aid approved
2008

Severe Storms and Flooding

251 households applied for aid $321K aid approved
2007

Severe Storms and Flooding

93 households applied for aid $124K aid approved
2007

Snow

$27K to the City of Crown Point for repairs
2006

Severe Storms and Flooding

15 households applied for aid $21K aid approved
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2003

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $30K aid approved
2000

Snow

$27K to the City of Crown Point for repairs
1999

In-Winter Storm 12/23/98

$27K to the City of Crown Point for repairs
Lake County has had 19 natural disasters declared since 1953, most often severe storms and winter storms.
Around Crown Point

Crown Point and the towns around it

Merrillville: Low, mostly inland floodingCenter: Low, mostly inland floodingRoss: Low, mostly inland floodingHobart: Low, mostly inland floodingUnion: Very low, mostly inland floodingCalumet: Low, mostly inland floodingWinfield: Low, mostly inland floodingHobart: Low, mostly inland floodingWinfield: Low, mostly inland floodingSt. John: Moderate, mostly inland floodingGary: Low, mostly inland floodingRoss: Very low, mostly cold wavesHanover: Low, mostly inland floodingCedar Creek: Low, mostly inland floodingCedar Lake: Very low, mostly inland floodingLake Dalecarlia: Low, mostly inland floodingEagle Creek: Low, mostly inland floodingCrown Point: Low, mostly inland flooding Crown PointMerrillvilleCenterRoss
Very lowLowModerateHighVery high
Merrillvillemostly inland floodingLow
Rossmostly inland floodingLow
Centermostly inland floodingLow
Crown Pointmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crown Point covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Crown Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crown Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crown Point total about $8.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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