Natural hazards · Crawfordsville

Crawfordsville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Crawfordsville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Crawfordsville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Crawfordsville to be higher than in 18% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves20%Strong wind11%Tornadoes10%Earthquakes7%Everything else12%

By hazard

What Crawfordsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Strong wind

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Below average · higher than 48% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Crawfordsville flood?

Every paid claim on a federal flood insurance policy in Crawfordsville, from FEMA’s records.

9paid claims since 1998

$160Kpaid to owners

1homes flooded more than once

19982026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Crawfordsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Crawfordsville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Crawfordsville itself: aid to households, or repair grants to the City of Crawfordsville.

Brought FEMA money into CrawfordsvilleDeclared for Montgomery County only

2014

Severe Winter Storm and Snowstorm

$19K to the City of Crawfordsville for repairs

2005

Severe Winter Storms and Flooding

2 households applied for aid $2K aid approved

2003

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $24K aid approved

2002

Severe Storms, Tornadoes and Flooding

$9K to the City of Crawfordsville for repairs

1999

In-Winter Storm 12/23/98

$8K to the City of Crawfordsville for repairs

Montgomery County has had 18 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Crawfordsville covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Crawfordsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Crawfordsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Crawfordsville total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.