Natural hazards · Craig

Craig, IN natural hazards

Most of the natural-hazard damage FEMA expects in Craig comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 24 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Craig?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Craig to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes21%Strong wind16%Everything else10%

By hazard

What Craig faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 33 years in the area

Strong wind

16% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Craig flood?

Every paid claim on a federal flood insurance policy in Craig, from FEMA’s records.

24paid claims since 1978

$417Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 3 claims, $3K
Central U.S. April Flooding: 1 claim, $44K
Mid-spring storms: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Craig isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Switzerland County.

Disasters that hit Craig

Federal disasters declared here

None of the disasters declared for Switzerland County shows FEMA aid or repair money reaching Craig itself in FEMA’s records.

Brought FEMA money into CraigDeclared for Switzerland County only

Switzerland County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Craig

Craig and the towns around it

Very lowLowModerateHighVery high

Miltonmostly inland floodingHigh

Craigmostly inland floodingModerate

Lambmostly inland floodingModerate

Vevaymostly inland floodingModerate

Jeffersonmostly inland floodingModerate

Pleasantmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Craig covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Craig’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Craig. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Craig total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.