Natural hazards · Coesse

Coesse, IN natural hazards

Most of the natural-hazard damage FEMA expects in Coesse comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coesse?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coesse to be higher than in 7% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes25%Strong wind8%Drought5%Everything else17%

By hazard

What Coesse faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 50 years in the area

Strong wind

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 5 times a year in the area

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coesse flood?

FEMA's records show no paid flood insurance claims in Coesse.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coesse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Whitley County.

Disasters that hit Coesse

Federal disasters declared here

None of the disasters declared for Whitley County shows FEMA aid or repair money reaching Coesse itself in FEMA’s records.

Brought FEMA money into CoesseDeclared for Whitley County only

Whitley County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coesse is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coesse’s own flood-insurance community; household aid to the registrant’s city; repair grants to Coesse. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.