Natural hazards · Clinton

Clinton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Clinton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 49 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clinton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clinton to be higher than in 70% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves18%Tornadoes9%Earthquakes6%Strong wind5%Everything else8%

By hazard

What Clinton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 82% of U.S. places

Earthquakes

6% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clinton flood?

Every paid claim on a federal flood insurance policy in Clinton, from FEMA’s records.

49paid claims since 1979

$386Kpaid to owners

6homes flooded more than once

19792026

Biggest named events

Storm: 12 claims, $152K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clinton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermillion County.

Disasters that hit Clinton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clinton itself: aid to households, or repair grants to the City of Clinton.

Brought FEMA money into ClintonDeclared for Vermillion County only

2008

Severe Storms, Flooding, and Tornadoes

179 households applied for aid $378K aid approved $22K to the City of Clinton for repairs

2005

Severe Winter Storms and Flooding

22 households applied for aid $93K aid approved $13K to the City of Clinton for repairs

2004

Severe Storms, Tornadoes and Flooding

$10K to the City of Clinton for repairs

1999

In-Winter Storm 12/23/98

$6K to the City of Clinton for repairs

Vermillion County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Clinton

Clinton and the towns around it

Very lowLowModerateHighVery high

Clintonmostly inland floodingHigh

Floridamostly inland floodingHigh

Fairview Parkmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clinton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Clinton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clinton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clinton total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.