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Natural hazards · Cicero

Cicero, IN natural hazards

Most of the natural-hazard damage FEMA expects in Cicero comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cicero?

37
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cicero to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes25%Cold waves9%Everything else16%
By hazard

What Cicero faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 72 years in the area

Cold waves

9% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cicero flood?

Every paid claim on a federal flood insurance policy in Cicero, from FEMA’s records.

1paid claims since 2013
$13Kpaid to owners
0homes flooded more than once
20132026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Cicero isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Cicero

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cicero itself: aid to households, or repair grants to the Town of Cicero.

Brought FEMA money into CiceroDeclared for Hamilton County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

9 households applied for aid $69K aid approved
2008

Severe Storms, Flooding, and Tornadoes

1 household applied for aid
2007

Snow

$7K to the Town of Cicero for repairs
2005

Severe Winter Storms and Flooding

4 households applied for aid $4K aid approved
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $402 aid approved
1999

In-Winter Storm 12/23/98

$5K to the Town of Cicero for repairs
Hamilton County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cicero is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cicero’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cicero. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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