Natural hazards · Chandler

Chandler, IN natural hazards

Most of the natural-hazard damage FEMA expects in Chandler comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1996. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chandler?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chandler to be higher than in 52% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding33%Earthquakes31%Tornadoes14%Heat waves7%Strong wind6%Everything else9%

By hazard

What Chandler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

31% of expected damage

Well above average · higher than 84% of U.S. places

Tornadoes

14% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 8 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chandler flood?

Every paid claim on a federal flood insurance policy in Chandler, from FEMA’s records.

9paid claims since 1996

$184Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Central U.S. April Flooding: 1 claim, $54K
March storm: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chandler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warrick County.

Disasters that hit Chandler

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chandler itself: aid to households, or repair grants to the Town of Chandler.

Brought FEMA money into ChandlerDeclared for Warrick County only

2008

Severe Storms and Flooding

2 households applied for aid $17K to the Town of Chandler for repairs

2006

Severe Storms and Flooding

6 households applied for aid $6K aid approved

2004

Snow

$8K to the Town of Chandler for repairs

2004

Severe Storms, Tornadoes, and Flooding

10 households applied for aid $814 aid approved $3K to the Town of Chandler for repairs

Warrick County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chandler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chandler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Chandler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Chandler, IN natural hazards

How exposed is Chandler?

What Chandler faces

Inland flooding

Earthquakes

Tornadoes

Heat waves

Strong wind

Lower here

Not a risk here

Does Chandler flood?

Biggest named events

Homes that flooded again and again

4 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

Snow

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

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