Natural hazards · Centerville

Centerville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Centerville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centerville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centerville to be higher than in 35% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes27%Strong wind7%Cold waves6%Everything else8%

By hazard

What Centerville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 96% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centerville flood?

Every paid claim on a federal flood insurance policy in Centerville, from FEMA’s records.

1paid claims since 2008

$951paid to owners

0homes flooded more than once

20082026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centerville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Centerville

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Centerville itself: aid to households, or repair grants to the Town of Centerville.

Brought FEMA money into CentervilleDeclared for Wayne County only

2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

46 households applied for aid $435K aid approved

2008

Severe Storms and Flooding

$16K to the Town of Centerville for repairs

2008

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $478 aid approved

2005

Severe Winter Storms and Flooding

1 household applied for aid

2004

Snow

$2K to the Town of Centerville for repairs

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

1999

In-Winter Storm 12/23/98

$4K to the Town of Centerville for repairs

Wayne County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centerville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Centerville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Centerville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Centerville total about $863K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.