Natural hazards · Center

Center, IN natural hazards

Most of the natural-hazard damage FEMA expects in Center comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Center?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Center to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes22%Earthquakes7%Everything else14%

By hazard

What Center faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 79% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Center flood?

Every paid claim on a federal flood insurance policy in Center, from FEMA’s records.

19paid claims since 1980

$230Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Center isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Center

Federal disasters declared here

None of the disasters declared for Hancock County shows FEMA aid or repair money reaching Center itself in FEMA’s records.

Brought FEMA money into CenterDeclared for Hancock County only

Hancock County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Center

Center and the towns around it

Very lowLowModerateHighVery high

Sugar Creekmostly inland floodingModerate

Buck Creekmostly inland floodingLow

Brandywinemostly inland floodingLow

Jacksonmostly inland floodingLow

Blue Rivermostly inland floodingLow

Centermostly inland floodingLow

Philadelphiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Center covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Center’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Center. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Center total about $7.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.