Natural hazards · Centenary

Centenary, IN natural hazards

Most of the natural-hazard damage FEMA expects in Centenary comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Centenary?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Centenary to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves21%Tornadoes11%Earthquakes10%Strong wind6%Everything else12%

By hazard

What Centenary faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Cold waves

21% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 37 years in the area

Earthquakes

10% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

6% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Centenary flood?

FEMA's records show no paid flood insurance claims in Centenary.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Centenary isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermillion County.

Disasters that hit Centenary

Federal disasters declared here

None of the disasters declared for Vermillion County shows FEMA aid or repair money reaching Centenary itself in FEMA’s records.

Brought FEMA money into CentenaryDeclared for Vermillion County only

Vermillion County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Centenary is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Centenary’s own flood-insurance community; household aid to the registrant’s city; repair grants to Centenary. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.