Housing · Cedar Lake

Cedar Lake, IN housing market

The typical Cedar Lake home is worth about $337,000, up 2.2% in a year, 29% above the Indiana typical home. Homes typically sell in 34 days, below asking.

Home values, sales, trends and how Cedar Lake compares with the towns next door — updated as new data is published.

The market right now

Cedar Lake at a glance

Typical home value
$337K
▲ 2.2% in a year · Zillow
Median sale price
$318K
May 2026 · Redfin
Days on market
34
Indiana: 26 days
Sale-to-list
97.2%
Homes sell below asking
Homes sold
28
in May · 78 for sale
Market temperature

A seller's market

Buyer's marketBalancedSeller's market

Supply is tight — about 2.8 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.

Ten-year trend

Typical home value, 2016–2026

Cedar LakeIndiana
$100K$150K$200K$250K$300K$350K 20182020202220242026 Cedar Lake $337K Indiana $260K
Show as a table
JanuaryCedar LakeIndiana
2017$196,000$135,000
2018$208,000$144,000
2019$220,000$154,000
2020$234,000$164,000
2021$254,000$183,000
2022$290,000$209,000
2023$304,000$227,000
2024$315,000$237,000
2025$326,000$249,000
2026$331,000$256,000
August 2026$337,000$260,000
New construction

91 new homes permitted in 2025

Builders were permitted 91 new homes in Cedar Lake in 2025, all single-family houses, worth about $27.9 million to build. That's 5.9 per 1,000 residents, about the pace of Indiana as a whole. Over the past 10 years, Cedar Lake has permitted 2,060 homes in all.

New homes, 2025
91
▼ 52% vs 2024
2026 so far
53
Jan–Aug · ▼ 26% vs last year
Per 1,000 residents
5.9
Indiana: 6
Single-family
100%
of 2025’s new homes
Single-familyTwo or more homes per building2026 so far
0100200300400 2000: 51 homes 2000 2001: 64 homes (54 single-family, 10 in buildings with 2+ homes) 2002: 82 homes (72 single-family, 10 in buildings with 2+ homes) 2003: 112 homes (106 single-family, 6 in buildings with 2+ homes) 2004: 113 homes (109 single-family, 4 in buildings with 2+ homes) 2005: 178 homes (143 single-family, 35 in buildings with 2+ homes) 2005 2006: 243 homes (182 single-family, 61 in buildings with 2+ homes) 2007: 175 homes (139 single-family, 36 in buildings with 2+ homes) 2008: 110 homes 2009: 62 homes 2010: 63 homes 2010 2011: 29 homes 2012: 61 homes 2013: 98 homes 2014: 110 homes 2015: 126 homes 2015 2016: 148 homes 2017: 169 homes 2018: 208 homes 2019: 188 homes 2020: 279 homes 2020 2021: 394 homes 2022: 243 homes 2023: 152 homes 2024: 188 homes 2025: 91 homes 2025 2026 so far: 53 homes

Homes vs. people, 2010–2020

Residents+2,546
New homes+1,200

Between the 2010 and 2020 censuses, Cedar Lake gained 2,546 residents while 1,200 new homes were permitted: about 2.1 new residents per new home. Building and growth moved roughly in step. Across Indiana: 1.7 new residents per new home.

How Cedar Lake ranks on housing keeping up with growth →

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)53530$20.6 million
202591910$27.9 million
20241881880$51.5 million
20231521520$37.5 million
20222432430$60.6 million
20213943940$90.9 million
20202792790$60.5 million
20191881880$32 million
20182082080$32.1 million
20171691690$28.5 million
20161481480$20.7 million
20151261260$19 million
20141101100$15.7 million
201398980$15.7 million
201261610$7.5 million
201129290$4.3 million
201063630$8.7 million
200962620$8.3 million
20081101100$15.6 million
200717513936$30.9 million
200624318261$43.7 million
200517814335$29.4 million
20041131094$17.1 million
20031121066$15 million
2002827210$10 million
2001645410$7.9 million
200051510$4.8 million

How Cedar Lake ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Nearby

Cedar Lake and its neighbors

The towns that share a border. Tap one to see its housing page.
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Cedar Lake $337K +2.2% $1,420 91 $83,381
Lake Dalecarlia — +2.1%† $1,470 — $118,472
Cedar Creek — +2.1%† $1,460 — $86,780
West Creek — +1.8%† $1,420 — $87,346
Hanover — +0.1%† $1,390 — $102,823
Center — +1.9%† $1,500 — $102,336

† FHFA price index change, where Zillow has no home value for the town.

Affordability

4 years of income

The typical Cedar Lake home costs about 4 years of the town's median household income, more than across Indiana (3.6 years).

How Cedar Lake ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
85.2%
Indiana: 70.6%
Median tax bill
$2,688
Indiana: $1,614
Median rent
$1,350
Indiana: $1,062
Typical home built
1997
Indiana: 1976

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,420

HUD's Fair Market Rent for a two-bedroom in Cedar Lake is $1,420 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cedar Lake pay a median of $1,350. A two-bedroom takes about 20% of the town's median household income.

1 bedroom
$1,170
a month, with utilities
2 bedrooms
$1,420
a month, with utilities
3 bedrooms
$1,740
a month, with utilities
Share of income
20%
2 bedrooms ÷ median income

Studio $1,040 · 4 bedrooms $1,880

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (46303, 46307, 46356; Gary, IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Cedar Lake

Indiana · IN
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