Natural hazards · Cayuga

Cayuga, IN natural hazards

Most of the natural-hazard damage FEMA expects in Cayuga comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cayuga?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cayuga to be higher than in 50% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves18%Tornadoes11%Earthquakes6%Strong wind5%Everything else12%

By hazard

What Cayuga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 15 years in the area

Earthquakes

6% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cayuga flood?

FEMA's records show no paid flood insurance claims in Cayuga.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cayuga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermillion County.

Disasters that hit Cayuga

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cayuga itself: aid to households, or repair grants to the Town of Cayuga.

Brought FEMA money into CayugaDeclared for Vermillion County only

2008

Severe Storms, Flooding, and Tornadoes

8 households applied for aid $21K aid approved $3K to the Town of Cayuga for repairs

2004

Severe Storms, Tornadoes and Flooding

$32K to the Town of Cayuga for repairs

1999

In-Winter Storm 12/23/98

$4K to the Town of Cayuga for repairs

Vermillion County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cayuga is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cayuga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cayuga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.