Natural hazards · Cass

Cass, IN natural hazards

Most of the natural-hazard damage FEMA expects in Cass comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cass?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cass to be higher than in 61% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves18%Tornadoes15%Everything else8%

By hazard

What Cass faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 3 years in the area

Cold waves

18% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cass flood?

Every paid claim on a federal flood insurance policy in Cass, from FEMA’s records.

9paid claims since 1982

$148Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Hurricane Ike: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cass isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: LaPorte County.

Disasters that hit Cass

Federal disasters declared here

None of the disasters declared for LaPorte County shows FEMA aid or repair money reaching Cass itself in FEMA’s records.

Brought FEMA money into CassDeclared for LaPorte County only

LaPorte County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Cass

Cass and the towns around it

Very lowLowModerateHighVery high

Cassmostly inland floodingHigh

Deweymostly inland floodingHigh

Pleasantmostly inland floodingLow

Clintonmostly inland floodingLow

Morganmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cass covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cass’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cass. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cass total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.