Natural hazards · Carrollton

Carrollton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Carrollton comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carrollton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrollton to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding56%Cold waves13%Tornadoes10%Drought8%Everything else14%

By hazard

What Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Cold waves

13% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 12 years in the area

Drought

8% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carrollton flood?

FEMA's records show no paid flood insurance claims in Carrollton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Carrollton

Federal disasters declared here

None of the disasters declared for Carroll County shows FEMA aid or repair money reaching Carrollton itself in FEMA’s records.

Brought FEMA money into CarrolltonDeclared for Carroll County only

Carroll County has had 15 natural disasters declared since 1953, most often winter storms and severe storms.

Around Carrollton

Carrollton and the towns around it

Very lowLowModerateHighVery high

Carrolltonmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Jacksonmostly inland floodingHigh

Deer Creekmostly inland floodingModerate

Ervinmostly inland floodingModerate

Burlingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrollton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.