Natural hazards · Carrollton

Carrollton, IN natural hazards

Most of the natural-hazard damage FEMA expects in Carrollton comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Carrollton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Carrollton to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes18%Earthquakes5%Drought5%Everything else13%

By hazard

What Carrollton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Earthquakes

5% of expected damage

Above average · higher than 65% of U.S. places

Drought

5% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Carrollton flood?

FEMA's records show no paid flood insurance claims in Carrollton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Carrollton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hancock County.

Disasters that hit Carrollton

Federal disasters declared here

None of the disasters declared for Hancock County shows FEMA aid or repair money reaching Carrollton itself in FEMA’s records.

Brought FEMA money into CarrolltonDeclared for Hancock County only

Hancock County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Carrollton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Carrollton’s own flood-insurance community; household aid to the registrant’s city; repair grants to Carrollton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.