Natural hazards · Campbell

Campbell, IN natural hazards

Most of the natural-hazard damage FEMA expects in Campbell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbell to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes18%Everything else18%

By hazard

What Campbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 11 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbell flood?

Every paid claim on a federal flood insurance policy in Campbell, from FEMA’s records.

3paid claims since 1997

$45Kpaid to owners

0homes flooded more than once

19972026

Biggest named events

Mid-spring storms: 1 claim, $21K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jennings County.

Disasters that hit Campbell

Federal disasters declared here

None of the disasters declared for Jennings County shows FEMA aid or repair money reaching Campbell itself in FEMA’s records.

Brought FEMA money into CampbellDeclared for Jennings County only

Jennings County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Campbell

Campbell and the towns around it

Very lowLowModerateHighVery high

Campbellmostly inland floodingHigh

Biggermostly inland floodingHigh

Columbiamostly inland floodingHigh

Sand Creekmostly inland floodingHigh

Shelbymostly inland floodingModerate

Centermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Campbell’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Campbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Campbell total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.