Natural hazards · Cain

Cain, IN natural hazards

Most of the natural-hazard damage FEMA expects in Cain comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cain?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cain to be higher than in 27% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding28%Cold waves27%Tornadoes11%Strong wind10%Lightning6%Earthquakes6%Everything else13%

By hazard

What Cain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

28% of expected damage

Below average · higher than 28% of U.S. places

Recorded about 4 times a year in the area

Cold waves

27% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Strong wind

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lightning

6% of expected damage

Above average · higher than 51% of U.S. places

Earthquakes

6% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cain flood?

Every paid claim on a federal flood insurance policy in Cain, from FEMA’s records.

2paid claims since 1979

$727paid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fountain County.

Disasters that hit Cain

Federal disasters declared here

None of the disasters declared for Fountain County shows FEMA aid or repair money reaching Cain itself in FEMA’s records.

Brought FEMA money into CainDeclared for Fountain County only

Fountain County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Cain

Cain and the towns around it

Very lowLowModerateHighVery high

Waynemostly inland floodingLow

Richlandmostly inland floodingLow

Jacksonmostly inland floodingLow

Cainmostly inland floodingLow

Van Burenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cain covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cain’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cain total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.