Natural hazards · Brooksburg

Brooksburg, IN natural hazards

Most of the natural-hazard damage FEMA expects in Brooksburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brooksburg?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brooksburg to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes24%Strong wind8%Everything else9%

By hazard

What Brooksburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 12 years in the area

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brooksburg flood?

Every paid claim on a federal flood insurance policy in Brooksburg, from FEMA’s records.

6paid claims since 1978

$74Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Central U.S. April Flooding: 1 claim, $5K
Not a named storm: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brooksburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Brooksburg

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Brooksburg itself: aid to households, or repair grants to the Town of Brooksburg.

Brought FEMA money into BrooksburgDeclared for Jefferson County only

2018

Severe Storms and Flooding

1 household applied for aid $2K aid approved

Jefferson County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brooksburg is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brooksburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brooksburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.