Natural hazards · Brooklyn

Brooklyn, IN natural hazards

Most of the natural-hazard damage FEMA expects in Brooklyn comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brooklyn?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brooklyn to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes14%Cold waves7%Strong wind7%Everything else12%

By hazard

What Brooklyn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 43 years in the area

Cold waves

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brooklyn flood?

Every paid claim on a federal flood insurance policy in Brooklyn, from FEMA’s records.

2paid claims since 2003

$80Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brooklyn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

Disasters that hit Brooklyn

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brooklyn itself: aid to households, or repair grants to the Town of Brooklyn.

Brought FEMA money into BrooklynDeclared for Morgan County only

2014

Severe Winter Storm and Snowstorm

$5K to the Town of Brooklyn for repairs

2008

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $24K aid approved $8K to the Town of Brooklyn for repairs

2004

Snow

$3K to the Town of Brooklyn for repairs

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved

1999

In-Winter Storm 12/23/98

$2K to the Town of Brooklyn for repairs

Morgan County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Brooklyn

Brooklyn and the towns around it

Very lowLowModerateHighVery high

Brooklynmostly inland floodingHigh

Claymostly inland floodingHigh

Brownmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brooklyn is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brooklyn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brooklyn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.