Natural hazards · Borden

Borden, IN natural hazards

Most of the natural-hazard damage FEMA expects in Borden comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Borden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Borden to be higher than in 64% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes23%Strong wind8%Cold waves7%Everything else7%

By hazard

What Borden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 20 years in the area

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Borden flood?

Every paid claim on a federal flood insurance policy in Borden, from FEMA’s records.

5paid claims since 1996

$24Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

March storm: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Borden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Borden

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Borden itself: aid to households, or repair grants to the Town of Borden.

Brought FEMA money into BordenDeclared for Clark County only

2018

Severe Storms and Flooding

1 household applied for aid

2012

Severe Storms, Straight-Line Winds, and Tornadoes

83 households applied for aid $171K aid approved

2008

Severe Storms and Flooding

111 households applied for aid $23K aid approved

2005

Severe Winter Storms and Flooding

3 households applied for aid $4K aid approved

2004

Snow

$2K to the Town of Borden for repairs

2004

Severe Storms, Tornadoes, and Flooding

101 households applied for aid $106K aid approved $64K to the Town of Borden for repairs

Clark County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Borden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Borden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Borden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Borden, IN natural hazards

How exposed is Borden?

What Borden faces

Inland flooding

Tornadoes

Strong wind

Cold waves

Lower here

Not a risk here

Does Borden flood?

Biggest named events

6 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms, Straight-Line Winds, and Tornadoes

Severe Storms and Flooding

Severe Winter Storms and Flooding

Snow

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

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