Natural hazards · Blue River

Blue River, IN natural hazards

Most of the natural-hazard damage FEMA expects in Blue River comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 36 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blue River?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blue River to be higher than in 44% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes20%Earthquakes10%Strong wind9%Everything else12%

By hazard

What Blue River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

10% of expected damage

Well above average · higher than 77% of U.S. places

Strong wind

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blue River flood?

Every paid claim on a federal flood insurance policy in Blue River, from FEMA’s records.

36paid claims since 1979

$1.1Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Storm: 29 claims, $1.1M

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blue River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Johnson County.

Disasters that hit Blue River

Federal disasters declared here

None of the disasters declared for Johnson County shows FEMA aid or repair money reaching Blue River itself in FEMA’s records.

Brought FEMA money into Blue RiverDeclared for Johnson County only

Johnson County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Blue River

Blue River and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingModerate

Needhammostly inland floodingModerate

Germanmostly inland floodingModerate

Amitymostly inland floodingModerate

Blue Rivermostly inland floodingModerate

Ninevehmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blue River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Blue River’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Blue River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Blue River total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.