Berne, IN housing market
The typical Berne home is worth about $259,000, up 6.9% in a year, close to the Indiana typical home.
Home values, sales, trends and how Berne compares with the towns next door — updated as new data is published.
Berne at a glance
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Berne | Indiana |
|---|---|---|
| 2017 | $127,000 | $135,000 |
| 2018 | $135,000 | $144,000 |
| 2019 | $144,000 | $154,000 |
| 2020 | $153,000 | $164,000 |
| 2021 | $166,000 | $183,000 |
| 2022 | $186,000 | $209,000 |
| 2023 | $203,000 | $227,000 |
| 2024 | $218,000 | $237,000 |
| 2025 | $232,000 | $249,000 |
| 2026 | $250,000 | $256,000 |
| August 2026 | $259,000 | $260,000 |
No new homes permitted in 2025
No permits for new homes were issued in Berne in 2025. The last year with any was 2024 (7 new homes).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Berne gained 174 residents while 99 new homes were permitted: about 1.8 new residents per new home. Building and growth moved roughly in step. Across Indiana: 1.7 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 7 | 7 | 0 | $3 million |
| 2023 | 40 | 0 | 40 | $2.7 million |
| 2022 | 12 | 0 | 12 | $1 million |
| 2021 | 8 | 8 | 0 | $2.3 million |
| 2020 | 14 | 0 | 14 | $817,000 |
| 2019 | 12 | 0 | 12 | $700,000 |
| 2018 | 8 | 0 | 8 | $600,000 |
| 2017 | 14 | 0 | 14 | $758,000 |
| 2016 | 12 | 0 | 12 | $650,000 |
| 2015 | 4 | 4 | 0 | $830,000 |
| 2014 | 22 | 6 | 16 | $1.9 million |
| 2013 | 5 | 5 | 0 | $730,000 |
| 2012 | 20 | 4 | 16 | $2.1 million |
| 2011 | 2 | 2 | 0 | $385,000 |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 3 | 3 | 0 | $750,000 |
| 2008 | 13 | 1 | 12 | $800,000 |
| 2007 | 7 | 7 | 0 | $930,000 |
| 2006 | 18 | 6 | 12 | $1.4 million |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 13 | 11 | 2 | $2 million |
| 2001 | 8 | 8 | 0 | $2.8 million |
| 2000 | 19 | 3 | 16 | $1.5 million |
How Berne ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
4.2 years of income
The typical Berne home costs about 4.2 years of the town's median household income, more than across Indiana (3.6 years).
How Berne ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $970
HUD's Fair Market Rent for a two-bedroom in Berne is $970 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Berne pay a median of $792, so moving in tends to cost more than staying put. A two-bedroom takes about 19% of the town's median household income.
Studio $700 · 4 bedrooms $1,280
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (46711; Adams County, IN), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Berne
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.