Natural hazards · Belleville

Belleville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Belleville comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Belleville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Belleville to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes17%Cold waves9%Earthquakes7%Hail5%Everything else11%

By hazard

What Belleville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 26 years in the area

Cold waves

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 72% of U.S. places

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Belleville flood?

FEMA's records show no paid flood insurance claims in Belleville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Belleville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Belleville

Federal disasters declared here

None of the disasters declared for Hendricks County shows FEMA aid or repair money reaching Belleville itself in FEMA’s records.

Brought FEMA money into BellevilleDeclared for Hendricks County only

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Belleville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Belleville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Belleville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.