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Natural hazards · Beech Grove

Beech Grove, IN natural hazards

Most of the natural-hazard damage FEMA expects in Beech Grove comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beech Grove?

21
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beech Grove to be higher than in 21% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes19%Cold waves14%Heat waves10%Earthquakes8%Everything else6%
By hazard

What Beech Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

19% of expected damage
Well above average · higher than 80% of U.S. places

Cold waves

14% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 3 times a year in the area

Heat waves

10% of expected damage
Below average · higher than 38% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

8% of expected damage
Above average · higher than 70% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beech Grove flood?

Every paid claim on a federal flood insurance policy in Beech Grove, from FEMA’s records.

7paid claims since 1981
$156Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Beech Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marion County.
Disasters that hit Beech Grove

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beech Grove itself: aid to households, or repair grants to the City of Beech Grove.

Brought FEMA money into Beech GroveDeclared for Marion County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

13 households applied for aid $4K aid approved
2014

Severe Winter Storm and Snowstorm

$30K to the City of Beech Grove for repairs
2008

Severe Storms, Flooding, and Tornadoes

15 households applied for aid $31K aid approved $19K to the City of Beech Grove for repairs
2007

Snow

$19K to the City of Beech Grove for repairs
2005

Severe Winter Storms and Flooding

3 households applied for aid $2K aid approved
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2003

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $10K aid approved
2002

Severe Storms and Tornadoes

$50K to the City of Beech Grove for repairs
Marion County has had 16 natural disasters declared since 1953, most often severe storms and winter storms.
Around Beech Grove

Beech Grove and the towns around it

Perry: Moderate, mostly inland floodingFranklin: Low, mostly inland floodingDecatur: Low, mostly inland floodingIndianapolis: no dataWhite River: Moderate, mostly inland floodingGreenwood: Moderate, mostly inland floodingCenter: Moderate, mostly inland floodingPleasant: Moderate, mostly inland floodingWarren: Low, mostly inland floodingMoral: Moderate, mostly inland floodingClark: Low, mostly inland floodingSugar Creek: Moderate, mostly inland floodingBeech Grove: Low, mostly inland flooding Beech GrovePerryFranklin
Very lowLowModerateHighVery high
Perrymostly inland floodingModerate
Franklinmostly inland floodingLow
Beech Grovemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beech Grove covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Beech Grove’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Beech Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beech Grove total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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