Bedford, IN housing market
The typical Bedford home is worth about $209,000, up 2% in a year, 20% below the Indiana typical home. Homes typically sell in 49 days, below asking.
Home values, sales, trends and how Bedford compares with the towns next door — updated as new data is published.
Bedford at a glance
A seller's market
Supply is tight — about 3.7 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Bedford | Indiana |
|---|---|---|
| 2017 | $100,000 | $135,000 |
| 2018 | $110,000 | $144,000 |
| 2019 | $120,000 | $154,000 |
| 2020 | $134,000 | $164,000 |
| 2021 | $150,000 | $183,000 |
| 2022 | $173,000 | $209,000 |
| 2023 | $183,000 | $227,000 |
| 2024 | $193,000 | $237,000 |
| 2025 | $202,000 | $249,000 |
| 2026 | $211,000 | $256,000 |
| August 2026 | $209,000 | $260,000 |
99 new homes permitted in 2025
Builders were permitted 99 new homes in Bedford in 2025: 73 single-family houses and 26 in buildings with two or more homes, worth about $17.2 million to build. That's 7.2 per 1,000 residents, about the pace of Indiana as a whole. Over the past 10 years, Bedford has permitted 241 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Bedford gained 379 residents while 171 new homes were permitted: about 2.2 new residents per new home. Building and growth moved roughly in step. Across Indiana: 1.7 new residents per new home.
How Bedford ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 30 | 30 | 0 | $5 million |
| 2025 | 99 | 73 | 26 | $17.2 million |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 16 | 14 | 2 | $3 million |
| 2021 | 31 | 31 | 0 | $6.4 million |
| 2020 | 27 | 25 | 2 | $6.1 million |
| 2019 | 23 | 23 | 0 | $3.7 million |
| 2018 | 16 | 14 | 2 | $2.9 million |
| 2017 | 13 | 7 | 6 | $1.6 million |
| 2016 | 16 | 12 | 4 | $2.9 million |
| 2015 | 7 | 7 | 0 | $597,000 |
| 2014 | 42 | 8 | 34 | $6.3 million |
| 2013 | 25 | 5 | 20 | $4.2 million |
| 2012 | 11 | 7 | 4 | $1.7 million |
| 2011 | 10 | 6 | 4 | $1.5 million |
| 2010 | 8 | 8 | 0 | $1.7 million |
| 2009 | 8 | 8 | 0 | $896,000 |
| 2008 | 12 | 12 | 0 | $2 million |
| 2007 | 16 | 12 | 4 | $1.9 million |
| 2006 | 18 | 18 | 0 | $2.6 million |
| 2005 | 30 | 26 | 4 | $3.8 million |
| 2004 | 32 | 22 | 10 | $2.9 million |
| 2003 | 39 | 17 | 22 | $3 million |
| 2002 | 14 | 12 | 2 | $1.2 million |
| 2001 | 15 | 13 | 2 | $1.1 million |
| 2000 | 18 | 18 | 0 | $2 million |
How Bedford ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
4.2 years of income
The typical Bedford home costs about 4.2 years of the town's median household income, more than across Indiana (3.6 years).
How Bedford ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $990
HUD's Fair Market Rent for a two-bedroom in Bedford is $990 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Bedford pay a median of $828, so moving in tends to cost more than staying put. A two-bedroom takes about 24% of the town's median household income.
Studio $710 · 4 bedrooms $1,500
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (47421; Bloomington, IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.