Natural hazards · Bean Blossom

Bean Blossom, IN natural hazards

Most of the natural-hazard damage FEMA expects in Bean Blossom comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2021.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bean Blossom?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bean Blossom to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding61%Earthquakes12%Tornadoes11%Everything else16%

By hazard

What Bean Blossom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

12% of expected damage

Well above average · higher than 75% of U.S. places

Tornadoes

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bean Blossom flood?

Every paid claim on a federal flood insurance policy in Bean Blossom, from FEMA’s records.

1paid claims since 2021

$87Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bean Blossom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Bean Blossom

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Bean Blossom itself in FEMA’s records.

Brought FEMA money into Bean BlossomDeclared for Monroe County only

Monroe County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Bean Blossom

Bean Blossom and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingHigh

Waynemostly inland floodingHigh

Bakermostly inland floodingModerate

Richlandmostly inland floodingModerate

Washingtonmostly inland floodingLow

Bean Blossommostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bean Blossom covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bean Blossom’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bean Blossom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bean Blossom total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.