Natural hazards · Batesville

Batesville, IN natural hazards

Most of the natural-hazard damage FEMA expects in Batesville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2021. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Batesville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Batesville to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes31%Strong wind12%Cold waves6%Everything else10%

By hazard

What Batesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 56 years in the area

Strong wind

12% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Batesville flood?

Every paid claim on a federal flood insurance policy in Batesville, from FEMA’s records.

2paid claims since 2021

$68Kpaid to owners

0homes flooded more than once

20212026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Batesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ripley County.

Disasters that hit Batesville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Batesville itself: aid to households, or repair grants to the City of Batesville.

Brought FEMA money into BatesvilleDeclared for Ripley County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and

$6K to the City of Batesville for repairs

2009

Severe Winter Storm

$22K to the City of Batesville for repairs

2008

Severe Storms and Flooding

18 households applied for aid $2K aid approved $40K to the City of Batesville for repairs

2004

Snow

$13K to the City of Batesville for repairs

Ripley County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Batesville

Batesville and the towns around it

Very lowLowModerateHighVery high

Batesvillemostly inland floodingLow

Laugherymostly inland floodingLow

Morrismostly inland floodingLow

Adamsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Batesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Batesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Batesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.