Natural hazards · Avon

Avon, IN natural hazards

Most of the natural-hazard damage FEMA expects in Avon comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Avon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Avon to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes18%Cold waves10%Earthquakes6%Everything else16%

By hazard

What Avon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 86% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 67% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Avon flood?

FEMA's records show no paid flood insurance claims in Avon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Avon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hendricks County.

Disasters that hit Avon

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Avon itself: aid to households, or repair grants to the Town of Avon.

Brought FEMA money into AvonDeclared for Hendricks County only

2014

Severe Winter Storm and Snowstorm

$55K to the Town of Avon for repairs

2008

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $2K aid approved

2007

Snow

$41K to the Town of Avon for repairs

2005

Severe Winter Storms and Flooding

6 households applied for aid $4K aid approved

2003

Severe Storms, Tornadoes, and Flooding

26 households applied for aid $54K aid approved

1999

In-Winter Storm 12/23/98

$11K to the Town of Avon for repairs

Hendricks County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Avon

Avon and the towns around it

Very lowLowModerateHighVery high

Middlemostly inland floodingModerate

Guilfordmostly inland floodingModerate

Lincolnmostly inland floodingModerate

Plainfieldmostly inland floodingModerate

Brownsburgmostly inland floodingModerate

Washingtonmostly inland floodingModerate

Centermostly inland floodingModerate

Avonmostly inland floodingLow

Libertymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Avon covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Avon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Avon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Avon total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.