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Natural hazards · Aurora

Aurora, IN natural hazards

Most of the natural-hazard damage FEMA expects in Aurora comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 42 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Aurora?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aurora to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes16%Cold waves8%Strong wind7%Everything else5%
By hazard

What Aurora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

8% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Strong wind

7% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Aurora flood?

Every paid claim on a federal flood insurance policy in Aurora, from FEMA’s records.

42paid claims since 1978
$863Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 5 claims, $23K
  • Central U.S. April Flooding: 3 claims, $135K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Aurora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dearborn County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Aurora

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aurora itself: aid to households, or repair grants to the City of Aurora.

Brought FEMA money into AuroraDeclared for Dearborn County only
2026

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

3 households applied for aid $6K aid approved
2018

Severe Storms and Flooding

27 households applied for aid $35K aid approved $69K to the City of Aurora for repairs
2008

Severe Storms and Flooding

154 households applied for aid $4K aid approved $28K to the City of Aurora for repairs
2008

Severe Storms, Flooding, and Tornadoes

17 households applied for aid $17K aid approved
2005

Severe Winter Storms and Flooding

2 households applied for aid $887 aid approved
2004

Snow

$20K to the City of Aurora for repairs
Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Aurora

Aurora and the towns around it

Center: High, mostly inland floodingPetersburg: Moderate, mostly inland floodingLawrenceburg: Low, mostly inland floodingLawrenceburg: Low, mostly inland floodingHogan: Moderate, mostly inland floodingRandolph: Moderate, mostly inland floodingWashington: Moderate, mostly inland floodingGreendale: Low, mostly inland floodingMiller: Low, mostly inland floodingHidden Valley: Low, mostly inland floodingWhitewater: High, mostly inland floodingShawnee: High, mostly inland floodingMiami: Moderate, mostly inland floodingManchester: Low, mostly inland floodingSparta: Low, mostly inland floodingAurora: High, mostly inland flooding AuroraCenterPetersburgLawrenceburgLawrenceburgHogan
Very lowLowModerateHighVery high
Auroramostly inland floodingHigh
Centermostly inland floodingHigh
Petersburgmostly inland floodingModerate
Hoganmostly inland floodingModerate
Lawrenceburgmostly inland floodingLow
Lawrenceburgmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aurora covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Aurora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Aurora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aurora total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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