Natural hazards · Ashley

Ashley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Ashley comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ashley?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashley to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes17%Strong wind11%Drought7%Cold waves7%Everything else9%

By hazard

What Ashley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 15 years in the area

Strong wind

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ashley flood?

FEMA's records show no paid flood insurance claims in Ashley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ashley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit Ashley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashley itself: aid to households, or repair grants to the Town of Ashley.

Brought FEMA money into AshleyDeclared for DeKalb County only

2009

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $881 aid approved

2000

Snow

$1K to the Town of Ashley for repairs

1999

In-Winter Storm 12/23/98

$3K to the Town of Ashley for repairs

DeKalb County has had 13 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ashley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ashley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Ashley, IN natural hazards

How exposed is Ashley?

What Ashley faces

Inland flooding

Tornadoes

Strong wind

Drought

Cold waves

Lower here

Not a risk here

Does Ashley flood?

4 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Tornadoes, and Flooding

Snow

In-Winter Storm 12/23/98

How to read this page

Where to, neighbor?

Matches

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