Natural hazards · Argos

Argos, IN natural hazards

Most of the natural-hazard damage FEMA expects in Argos comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Argos?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Argos to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding41%Cold waves19%Tornadoes17%Drought6%Everything else17%
By hazard

What Argos faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once every 3 years in the area

Cold waves

19% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 16 years in the area

Drought

6% of expected damage
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Argos flood?

FEMA's records show no paid flood insurance claims in Argos.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Argos isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit Argos

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Argos itself: aid to households, or repair grants to the Town of Argos.

Brought FEMA money into ArgosDeclared for Marshall County only
2018

Severe Storms and Flooding

5 households applied for aid $12K aid approved $4K to the Town of Argos for repairs
2009

Severe Storms, Tornadoes, and Flooding

2 households applied for aid
2008

Severe Storms and Flooding

8 households applied for aid $15K aid approved
Marshall County has had 15 natural disasters declared since 1953, most often floods and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Argos is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Argos’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Argos. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01