Natural hazards · Advance

Advance, IN natural hazards

Most of the natural-hazard damage FEMA expects in Advance comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Advance?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Advance to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding48%Cold waves11%Earthquakes10%Tornadoes7%Hail6%Strong wind6%Everything else12%

By hazard

What Advance faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 74% of U.S. places

Tornadoes

7% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 14 years in the area

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Advance flood?

FEMA's records show no paid flood insurance claims in Advance.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Advance isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

Disasters that hit Advance

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Advance itself: aid to households, or repair grants to the Town of Advance.

Brought FEMA money into AdvanceDeclared for Boone County only

2007

Snow

$2K to the Town of Advance for repairs

1999

In-Winter Storm 12/23/98

$2K to the Town of Advance for repairs

Boone County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Advance is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Advance’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Advance. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.