Housing in Adams

A typical Adams home is worth roughly $217,000

Typical home value

$217K

IN $260K

Estimate

2-bedroom rent

$1,000

a month, utilities in · HUD

Median tax bill

$950

IN $1,614

What kind of housing town is Adams?

Read from the numbers below. The page puts what stands out first.

Your money goes further17% below the Indiana typical home.

★ What stands out · Affordability

A typical home costs 4.2 years of income

More than across Indiana (3.6 years). Try your own numbers below.

You could afford about

$212,000

Typical Adams home $217K

That’s $5K short of a typical Adams home.

The typical home, each month

$1,220

Loan $1,070Tax $80Insurance $60

A two-bedroom rents for about $1,000 a month here, $220 less than owning.

Where your budget reaches nearby

Miami$226K Bethlehem$162K Union$178K Clay$210K Jefferson$131K Liberty$122K

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Adams’s typical property tax (0.44% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,000

Renters already here pay a median of $695, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$810

1 bedroom$830

2 bedrooms$1,000

3 bedrooms$1,310

4 bedrooms$1,350

31%

of households rent · IN 29%

renter households

of renters spend 30%+ of income on rent · IN 48%

23%

of the median income, for a two-bedroom

$695

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cass County, IN): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

69% of Adams households own their home

Half of Adams’s homes were built before 1976.

Owners and renters

Own 69%Rent 31%

Indiana: 71% own.

1976

typical home built · IN 1976

$950

median property tax bill · IN $1,614

0.44%

of a home’s value, a year in tax · IN 0.74%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Adams vs. its neighbors

Adams is the 2nd priciest of 7 neighboring towns. Tap one to see its housing page.

Miami$226K Adams$217K Clay$210K Union$178K Bethlehem$162K Jefferson$131K Liberty$122K

Compare more

Town	Typical value	1-yr change	2-bed rent	Median income
Adams	$217K*	—	$1,000	$51,385
Miami	$226K*	+3.4%†	$980	$100,179
Bethlehem	$162K*	—	$990	$79,792
Union	$178K*	—	$1,070	$66,471
Clay	$210K*	+4.3%†	$970	$64,309
Jefferson	$131K*	+2%†	$990	$74,013
Liberty	$122K*	+7.1%†	$1,010	$53,750

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Adams buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Adams still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.