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Housing in Zif

A typical Zif home is worth roughly $116,000

Typical home value
$116K
IL $298K
Estimate
2-bedroom rent
$920
a month, utilities in · HUD
Median tax bill
$1,940
IL $5,298

What kind of housing town is Zif?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Zif

Try your own numbers below.

You could afford about
$280,000
Typical Zif home $116K

That covers a typical Zif home, with $164K to spare.

The typical home, each month
$800
Loan $570Tax $190Insurance $30

A two-bedroom rents for about $920 a month here, $120 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Illinois typical property tax (2.01% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

85% of Zif households own their home

Half of Zif’s homes were built before 1947.

Owners and renters
Own 85%Rent 15%

Illinois: 67% own.

1947
typical home built · IL 1971
$1,940
median property tax bill · IL $5,298

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $920

Fair Market Rent a month, utilities included

Studio$630
1 bedroom$710
2 bedrooms$920
3 bedrooms$1,150
4 bedrooms$1,380
15%
of households rent · IL 33%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Clay County, IL): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Zif vs. its neighbors

The towns that share a border with Zif. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Zif$116K*—$920$37,054
Clay City$111K+8.9%$920$63,125

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Zif buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Zif still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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