Natural hazards · Yale

Yale, IL natural hazards

Most of the natural-hazard damage FEMA expects in Yale comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yale to be higher than in 66% of U.S. communities, mostly from inland flooding and drought.

Inland flooding44%Drought24%Earthquakes9%Tornadoes6%Strong wind6%Everything else11%

By hazard

What Yale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Drought

24% of expected damage

Recorded about 2 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 6 years in the area

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yale flood?

FEMA's records show no paid flood insurance claims in Yale.

of all homes
are insured

No community discount. Yale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jasper County.

Disasters that hit Yale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Yale itself: aid to households, or repair grants to the Village of Yale.

Brought FEMA money into YaleDeclared for Jasper County only

2008

Severe Storms and Flooding

1 household applied for aid

Jasper County has had 7 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Yale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.