Natural hazards · Xenia

Xenia, IL natural hazards

Most of the natural-hazard damage FEMA expects in Xenia comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Xenia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Xenia to be higher than in 71% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding42%Earthquakes21%Drought12%Tornadoes7%Cold waves5%Strong wind5%Everything else8%

By hazard

What Xenia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 84% of U.S. places

Drought

12% of expected damage

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 13 years in the area

Cold waves

5% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Xenia flood?

FEMA's records show no paid flood insurance claims in Xenia.

of all homes
are insured

No community discount. Xenia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clay County.

Disasters that hit Xenia

Federal disasters declared here

None of the disasters declared for Clay County shows FEMA aid or repair money reaching Xenia itself in FEMA’s records.

Brought FEMA money into XeniaDeclared for Clay County only

Clay County has had 3 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Xenia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Xenia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Xenia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.