Natural hazards · Woodside

Woodside, IL natural hazards

Most of the natural-hazard damage FEMA expects in Woodside comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woodside?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woodside to be higher than in 40% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes19%Cold waves15%Earthquakes14%Heat waves8%Everything else7%

By hazard

What Woodside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 92% of U.S. places

Cold waves

15% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 79% of U.S. places

Heat waves

8% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woodside flood?

Every paid claim on a federal flood insurance policy in Woodside, from FEMA’s records.

22paid claims since 1979

$470Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woodside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sangamon County.

Disasters that hit Woodside

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woodside itself: aid to households, or repair grants to the Township of Woodside.

Brought FEMA money into WoodsideDeclared for Sangamon County only

2023

Severe Storms and Flooding

$90K to the Township of Woodside for repairs

2011

Severe Winter Storm and Snowstorm

$16K to the Township of Woodside for repairs

Sangamon County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Woodside

Woodside and the towns around it

Very lowLowModerateHighVery high

Leland Grovemostly inland floodingHigh

Rochestermostly inland floodingModerate

Chathammostly inland floodingModerate

Jeromemostly inland floodingModerate

Woodsidemostly inland floodingModerate

Capitalmostly inland floodingModerate

Springfieldmostly inland floodingModerate

Curranmostly inland floodingLow

Southern Viewmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woodside covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Woodside’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Woodside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woodside total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.