Natural hazards · Witt

Witt, IL natural hazards

Most of the natural-hazard damage FEMA expects in Witt comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Witt?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Witt to be higher than in 62% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes23%Cold waves10%Tornadoes9%Drought7%Strong wind7%Everything else9%

By hazard

What Witt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 83% of U.S. places

Cold waves

10% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 9 years in the area

Drought

7% of expected damage

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Witt flood?

Every paid claim on a federal flood insurance policy in Witt, from FEMA’s records.

2paid claims since 2008

$15Kpaid to owners

1homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $7K
Early winter storms: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Witt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Witt

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Witt itself: aid to households, or repair grants to the City of Witt.

Brought FEMA money into WittDeclared for Montgomery County only

2006

Severe Winter Storm

$6K to the City of Witt for repairs

Montgomery County has had 5 natural disasters declared since 1953, most often tornadoes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Witt is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Witt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Witt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.