Natural hazards · Winfield

Winfield, IL natural hazards

Most of the natural-hazard damage FEMA expects in Winfield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 58 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Winfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Winfield to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves14%Tornadoes13%Everything else6%

By hazard

What Winfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Cold waves

14% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Winfield flood?

Every paid claim on a federal flood insurance policy in Winfield, from FEMA’s records.

58paid claims since 1978

$842Kpaid to owners

10homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 12 claims, $404K
Hurricane Ike: 10 claims, $194K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Winfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DuPage County.

What’s been done with FEMA grants

8flood-prone properties bought out and cleared

Disasters that hit Winfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Winfield itself: aid to households, or repair grants to the Village of Winfield.

Brought FEMA money into WinfieldDeclared for DuPage County only

2013

Severe Storms, Straight-Line Winds, and Flooding

62 households applied for aid $138K aid approved $9K to the Village of Winfield for repairs

2011

Severe Winter Storm and Snowstorm

$22K to the Village of Winfield for repairs

2010

Severe Storms and Flooding

22 households applied for aid $35K aid approved

2008

Severe Storms and Flooding

26 households applied for aid $54K aid approved $20K to the Village of Winfield for repairs

2000

Illinois Winter Snow Storms

$7K to the Village of Winfield for repairs

1999

Il-Winter Storm 1/1/99

$17K to the Village of Winfield for repairs

DuPage County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Winfield

Winfield and the towns around it

Very lowLowModerateHighVery high

Winfieldmostly inland floodingHigh

Winfieldmostly inland floodingModerate

Wheatonmostly inland floodingModerate

Miltonmostly inland floodingModerate

Carol Streammostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Winfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Winfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Winfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Winfield total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.