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Housing in Willow Creek

A typical Willow Creek home is worth roughly $250,000

Typical home value
$250K
IL $298K
Estimate
2-bedroom rent
$1,290
a month, utilities in · HUD
Median tax bill
$4,889
IL $5,298

What kind of housing town is Willow Creek?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 3.2 years of income

Less than across Illinois (3.6 years). Try your own numbers below.

You could afford about
$268,000
Typical Willow Creek home $250K

That covers a typical Willow Creek home, with $18K to spare.

The typical home, each month
$1,720
Loan $1,240Tax $410Insurance $70

A two-bedroom rents for about $1,290 a month here, $430 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Willow Creek’s typical property tax (1.96% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

85% of Willow Creek households own their home

Half of Willow Creek’s homes were built before 1946.

Owners and renters
Own 85%Rent 15%

Illinois: 67% own.

1946
typical home built · IL 1971
$4,889
median property tax bill · IL $5,298
1.96%
of a home’s value, a year in tax · IL 2.01%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,290

Renters already here pay a median of $1,238.

Fair Market Rent a month, utilities included

Studio$890
1 bedroom$1,080
2 bedrooms$1,290
3 bedrooms$1,770
4 bedrooms$2,090
15%
of households rent · IL 33%
21
renter households
$1,238
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (DeKalb County, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Willow Creek vs. its neighbors

Willow Creek is the 2nd least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Willow Creek$250K*—$1,290$78,802
Shabbona$281K+5.9%$1,250$81,032
Alto$212K*—$1,340$127,833

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Willow Creek buyers, sellers and renters are saying.

Town Square →
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Is Willow Creek still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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