Natural hazards · White Hall

White Hall, IL natural hazards

Most of the natural-hazard damage FEMA expects in White Hall comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Hall?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Hall to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding31%Cold waves20%Heat waves15%Tornadoes13%Earthquakes8%Strong wind8%Everything else6%

By hazard

What White Hall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 2 years in the area

Cold waves

20% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Heat waves

15% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 10 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 77% of U.S. places

Earthquakes

8% of expected damage

Well above average · higher than 75% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Hall flood?

Every paid claim on a federal flood insurance policy in White Hall, from FEMA’s records.

9paid claims since 1979

$23Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. White Hall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit White Hall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in White Hall itself: aid to households, or repair grants to the City of White Hall.

Brought FEMA money into White HallDeclared for Greene County only

2006

Tornadoes and Severe Storms

1 household applied for aid $858 to the City of White Hall for repairs

Greene County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Hall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to White Hall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of White Hall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across White Hall total about $914K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.