Natural hazards · Wheatland

Wheatland, IL natural hazards

Most of the natural-hazard damage FEMA expects in Wheatland comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheatland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheatland to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes16%Drought13%Cold waves7%Everything else15%

By hazard

What Wheatland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 6 years in the area

Drought

13% of expected damage

Recorded about 9 times a year in the area

Cold waves

7% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheatland flood?

FEMA's records show no paid flood insurance claims in Wheatland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wheatland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bureau County.

Disasters that hit Wheatland

Federal disasters declared here

None of the disasters declared for Bureau County shows FEMA aid or repair money reaching Wheatland itself in FEMA’s records.

Brought FEMA money into WheatlandDeclared for Bureau County only

Bureau County has had 15 natural disasters declared since 1953, most often floods and winter storms.

Around Wheatland

Wheatland and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingLow

Milomostly inland floodingLow

Senachwinemostly inland floodingLow

Arispiemostly inland floodingLow

Indiantownmostly inland floodingLow

Whitefieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheatland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wheatland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Wheatland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.