Natural hazards · Wheatland

Wheatland, IL natural hazards

Most of the natural-hazard damage FEMA expects in Wheatland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheatland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheatland to be higher than in 46% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves18%Tornadoes17%Everything else5%

By hazard

What Wheatland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 3 times a year in the area

Cold waves

18% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheatland flood?

Every paid claim on a federal flood insurance policy in Wheatland, from FEMA’s records.

8paid claims since 1983

$38Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Mid-spring storms: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wheatland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Will County.

Disasters that hit Wheatland

Federal disasters declared here

None of the disasters declared for Will County shows FEMA aid or repair money reaching Wheatland itself in FEMA’s records.

Brought FEMA money into WheatlandDeclared for Will County only

Will County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Wheatland

Wheatland and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingModerate

Oswegomostly inland floodingModerate

Plainfieldmostly inland floodingModerate

Napervillemostly inland floodingLow

Du Pagemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheatland covers 18 census tracts, combined by population.

Money that reached townFlood claims are matched to Wheatland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wheatland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wheatland total about $49.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.