Natural hazards · Westville

Westville, IL natural hazards

Most of the natural-hazard damage FEMA expects in Westville comes from cold waves, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westville to be higher than in 31% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves33%Inland flooding33%Tornadoes11%Earthquakes7%Heat waves5%Everything else12%

By hazard

What Westville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

33% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 86% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 70% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westville flood?

FEMA's records show no paid flood insurance claims in Westville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Vermilion County.

Disasters that hit Westville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westville itself: aid to households, or repair grants to the Village of Westville.

Brought FEMA money into WestvilleDeclared for Vermilion County only

2023

Severe Storms and Flooding

$15K to the Village of Westville for repairs

2013

Severe Storms, Straight-Line Winds, and Tornadoes

20 households applied for aid $43K aid approved

1999

Il-Winter Storm 1/1/99

$3K to the Village of Westville for repairs

Vermilion County has had 10 natural disasters declared since 1953, most often tornadoes and severe storms.

Around Westville

Westville and the towns around it

Very lowLowModerateHighVery high

Danvillemostly inland floodingModerate

Westvillemostly cold wavesLow

Belgiummostly cold wavesLow

Georgetownmostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Westville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Westville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.